Terms of Use
1. Who we are and what you agree to
Time Traveler (the “site”) is run by Zhan&Rushman LLC, doing business as MatrixBunny (“we”, “us”), 3901 Colwick Ct, Plano, TX 75023, USA. You can write to us at support@zhanrushmanllc.com.
These Terms of Use are version 1.0, dated 7 November 2026, and are in force from that date. They are the agreement between you and us for using the site. You accept them when you tick the box during account setup, and by using the site after that. The Privacy Policy explains how we handle personal data and is a separate document.
Anyone can read the public parts of the site without an account. To log a prediction, comment, follow, like, watch, appeal or buy anything, you need an account, and these Terms apply in full.
2. Age (18+) and accounts
You must be 18 or older, or the age of majority where you live if that is higher, to have an account. During setup you confirm this by ticking a box, and we record the time of that confirmation and the version of the Terms you accepted. If we learn that an account holder is under 18, we close the account.
You can create an account with an email address and a password or, where we offer it, by signing in with Google, Apple or Reddit. Every account needs an email address that you verify by clicking the link we send. Until it is verified you can read but not post, comment, react or appeal. We refuse throwaway email addresses, and we ask you to pass a human check (Cloudflare Turnstile) when you register.
Your username is public, cannot be changed, and is never given to anyone else, even after your account is deleted. Choose it with that in mind.
You are responsible for what happens under your account. Keep your password private and tell us at the contact address if you think someone else is using your account. Usernames and display names must not impersonate another person or organisation.
3. Automated accounts
Accounts are for people. You may not create or run an account with a script, bot or other automated program, log predictions that a program wrote and submitted on your behalf, or create accounts in bulk. Only ordinary human accounts appear on the leaderboard.
If we find an account that is automated, we may suspend it. If you want to build something that works with the site, write to us first.
4. What the site does
You write a prediction about the future in your own words (up to 500 characters). An AI model rewrites it into a single checkable statement with success criteria and a deadline between one day and five years away, in English and Simplified Chinese, and gives a rough probability estimate. You can ask for a rewrite a limited number of times, then either log the result or discard the draft. A draft that is not logged within 24 hours expires.
After the deadline the site judges the prediction: an AI model searches the web, reads what it finds and reports whether the statement came true. The result is a verdict of “came true”, “didn’t happen” or “no verdict”, and a number of points, which can be positive or negative. Your points, accuracy and rank are shown on your public profile and on the leaderboard.
The site also has comments, following, likes and watching, private leagues, an optional paid membership and a paid verified record page. Each has limits on how much you can do per day or per month; members have higher limits for some actions. The limits are shown on the site’s Rules page and in the interface when you reach them.
We may change, add or remove features. We will not change a logged prediction or a final verdict, except as these Terms say.
5. Points only: no money, no prizes, no betting
Points, titles, accuracy figures and rank are for keeping score and have no monetary value. They cannot be bought, sold, transferred, cashed out or exchanged for anything. There are no prizes, no stakes and no betting. You cannot win or lose money on the site, and nothing on it is a lottery, a game of chance or a financial product.
Predictions, probability estimates, verdicts and records are opinions and the output of automated tools. They are not financial, investment, legal, medical or any other professional advice, and you must not rely on them as such. A person’s past record does not predict their future results, and neither we nor anyone on the site guarantees any outcome.
6. Your predictions are public and permanent
Every logged prediction is public. Anyone on the internet can read the statement, its criteria and deadline, the AI estimate, the verdict and the points, together with your username and display name. Prediction pages are listed in our sitemap and are open to search engines, and the site makes a public share image for each prediction and each profile.
Once a prediction is logged it cannot be edited, withdrawn or deleted, by you or by us, except as the law or a court requires, and a verdict that is final does not change. A miss stays on your record and cannot be hidden. The only exception is a prediction that breaks the content rules below: we can take it down, and its page then says it was removed and shows none of its text.
This permanence survives the end of your account. If you delete your account, your predictions stay on the site with their text, points and verdicts, and the author is shown as “Deleted user” instead of your name. Think before you log.
The original text you typed before the AI rewrite is not shown publicly. We keep it in our database together with the logged statement, and we use it as explained in the Privacy Policy.
7. Content rules and moderation
You are responsible for everything you post: predictions, comments, your bio, your names, your profile picture, league names, and the text and links on a verified record page. Post only what you have the right to post.
A prediction must not predict or call for the death, injury or other harm of an identified person or group; must not be about a child or about a private person’s private life; must be something that public information can settle; and must not promote illegal activity or hatred. The site refuses predictions that are too obscure to check, that have no public data source, or whose outcome was already known when they were written.
Nothing you post may contain threats, harassment, hate, sexual content, content involving minors, other people’s private data, scams, spam, advertising or illegal activity. Names must not impersonate anyone. Profile pictures must follow the same rules.
Before a comment, bio, username, display name, league name, verified-page text or profile picture is shown, an AI model checks it against these rules and may refuse it. A refused item is not published; you may try again with different wording. Predictions are checked during the rewrite. Automated checks make mistakes in both directions, and a check that passed does not mean we endorse the content.
Signed-in users can report a prediction, a comment or a user, with a reason. We review reports ourselves. We can remove a prediction, delete a comment, hide a verified record page, freeze a league or suspend an account, and we can do so without a report when we see a breach ourselves. We tell you in your notifications when something of yours is removed. A removed prediction that had not yet reached a final verdict counts as “no verdict” with zero points; one that was already final keeps its points. Removed content is hidden, not erased: we keep it in our database as a record of what was removed.
If you think a moderation decision was wrong, write to us at the contact address and say which item and why. There is no in-product appeal for moderation decisions; moderation is separate from the verdict appeal described below.
8. Our right to use content and statistics
You keep whatever rights you have in what you post. By posting it you give us a worldwide, non-exclusive, royalty-free licence, for as long as the content is on the site, to host, store, copy, display, translate and reformat it; to process it with automated tools, including AI models and web search; to send it to the service providers named in the Privacy Policy for those purposes; and to make it available to the public and to search engines, including in share images, page previews and feeds. Because logged predictions are permanent, this licence for predictions continues after your account ends.
You also agree that we may aggregate predictions, verdicts, estimates and statistics across the site, publish the results and use them commercially. This includes the pseudonymous data export described in the Privacy Policy, which contains the public statement and criteria of decided predictions, the AI’s probability bucket, the time span, the verdict, the two dates and a pseudonym that changes with every export. We may license that export to others under a written contract. We have not done so as of this version; if we start, we will treat it as a material change and give the notice described under “Changes to these Terms”.
We do not claim ownership of your content, and the export never contains your email address, your original (pre-rewrite) text, your comments or your username.
9. Verdict rules
Estimates and verdicts come from AI models and can be wrong. The probability estimate is a quick guess made once, when you log the prediction, without a web search; it is not reviewed and does not change. The AI may also assign or change the category of a prediction, and you can ask once, within 72 hours of logging, for the category to be reviewed.
Judging happens after the deadline, or earlier if a user with a verified email asks for an early verdict on a prediction that is at least 24 hours old. The AI searches the web and reads sources. If it finds nothing that settles the question, the site applies fixed rules: a prediction that something will happen counts as “didn’t happen”, a prediction that something will not happen counts as “came true”, and a numeric condition with no data is checked again after 72 hours and then becomes “no verdict”. A prediction whose result was already public when it was logged counts as a miss.
The first result is a provisional verdict. After 72 hours without an appeal it becomes final and the points are added. While it is provisional, the author can appeal once, with a written reason and, if they like, one link. A second review by a different AI model reads the appeal, searches again and rules. The ruling can keep the verdict, change it, or declare no verdict. The second review’s ruling ends the appeal; you cannot appeal again, and the verdict does not change after that. Before a verdict is final, a report or an obvious error can still change it.
Appeals are limited in number, and an account that loses several appeals within a short time is paused from filing more for a while. Your appeal reason and link are not shown on the site; the ruling, its grounds and the sources it cites are public, and a page you linked to may be among those sources. If the automated second review cannot complete after repeated attempts, we decide the appeal ourselves.
Points come from a fixed scoring formula applied to the verdict and the estimate. A wrong verdict can cost points. Point entries are never rewritten; a later correction is booked as a new entry. We do not promise that any verdict, estimate or score is correct, and we are not liable for the consequences of an incorrect one.
10. Leagues
A league is a private group with its own standings and feed, created by a person who holds a league subscription. The creator pays; members join free through an invite link that is valid for 30 days, and a league has a member limit. League pages are visible only to members and are kept out of search engines, but the predictions themselves are public on the main site like any other.
Members see each other’s public profile, rank, score and join date, and a feed of predictions logged after they joined. The creator can remove a member, who then cannot return with an old link, and can revoke invite links. Leaving a league deletes your membership; if you rejoin, your league score starts again.
When the creator’s league subscription ends or a payment fails, the league freezes: it stays readable, but nobody can join, invite or be removed. It unfreezes if the subscription is restored. A league whose creator deletes their account is frozen for good. We can freeze a league that breaks the content rules; a league we froze does not unfreeze when its subscription is renewed, and the subscription runs until the creator cancels it.
11. Subscriptions and refunds
We sell three subscriptions: membership (monthly or yearly), league creation (monthly, one subscription per league) and a verified record page (monthly). The price, in US dollars, is shown before you buy; tax (VAT, GST or sales tax) is added at checkout where it applies, and you see the total before you pay. There is no free trial.
Payments are taken by Stripe on its own payment page. We never see your card number. A subscription renews automatically at the end of each period, at the price shown, until you cancel it. You can cancel any time in Settings, which opens the Stripe billing portal; after cancelling, your benefits run to the end of the period you have paid for, and no further charge is made. We do not refund part of a period, except where the law requires it.
If you are a consumer in the European Union, the United Kingdom or another place that gives you a statutory right to withdraw from a purchase, you may withdraw within 14 days of buying a subscription and receive a refund by writing to support@zhanrushmanllc.com. We do not ask you to waive this right.
One payment card can pay for only one active membership at a time. If you buy something you already hold, or pay with a card that already pays for another account’s membership, the new subscription is cancelled and refunded in full. If a renewal payment fails, your paid benefits stop immediately and come back when the payment goes through. We do not send a separate email about a failed payment; Settings shows the state.
If you reverse a charge with your bank or card issuer (a chargeback or dispute), all your subscriptions end at once without refund, your paid features stop, and you cannot buy anything again until we lift the block. Your account, your predictions and the free features continue.
Deleting your account or being suspended ends all your subscriptions immediately, without refund of the remaining period except where the law requires it. We may change prices; a change applies from your next renewal, and we will give notice as described under “Changes to these Terms”.
12. What a verified record means
A verified record page is a paid page at its own address on the site. You can set it up once you have 20 or more counted predictions (predictions with a “came true” or “didn’t happen” verdict, not counting ones the site marked as low-score). The page shows your profile, your record, your accuracy by topic and, if you add them, up to three links and a short contact line. It lists every decided prediction, including the misses and the ones with no verdict; they cannot be hidden. While subscribed, you can download your decided predictions as a JSON or CSV file once every 24 hours.
“Verified” means only that the predictions on the page were logged on this site before their deadlines and judged by the site’s process. It is not an identity check: we do not confirm who the person is, their qualifications or their claims. It is not an endorsement, a guarantee or a recommendation of the person, their links or their predictions. Points, titles and rank are unaffected by the page.
The links and the contact line pass the automated content review and are public. If the subscription ends or a payment fails, the page stops being shown, and the address is released 30 days after that so that someone else can take it; a released address cannot be recovered. We can hide a page that breaks the content rules. Hiding does not cancel the subscription, so cancel it yourself if you no longer want it.
13. Ads and third-party providers
The site may show ads from an ad network on some pages. Ads are off unless you switch them on: nothing from the ad network loads in your browser until you choose “Allow ads”, and if you decline, you see the whole site without ads and nothing changes for your account. You can change your choice any time under “Ad choices” at the bottom of the page. Members do not see ads. The Privacy Policy describes what the ad network can do and how to withdraw consent.
The site is built on services from other companies: hosting, storage and email from Amazon Web Services; payments by Stripe; a human check by Cloudflare; sign-in by Google, Apple or Reddit where offered; and AI models and web search through OpenRouter, the model providers behind it and the search engine provider it uses. We are not responsible for those services’ own terms or availability. Content that you link to on the site belongs to its own site; we do not control it and do not endorse it.
14. Suspension
We can suspend an account that breaks these Terms, that is automated, that was used for fraud or a chargeback, or that puts the site or other people at risk. A suspended account cannot sign in, post or comment. Its predictions stay public and unchanged, it leaves the leaderboard, its subscriptions end without refund, and its verified record page is hidden. We can lift a suspension; write to the contact address if you think it was a mistake.
We can also refuse a sign-up, limit the use of a feature or remove content when needed to protect the site or to comply with the law. We try to act proportionately and to tell you what we did.
15. Ending your account
You can delete your account at any time in Settings. Deletion takes effect at once and cannot be undone. We erase your email address, password, sign-in links, display name, bio, profile picture, interests, sessions, follows, likes, watches, notifications and notification settings. Your comments are deleted; a top-level comment that others have replied to stays as an empty placeholder so that the replies still make sense. Your verified record page and its address are removed, you leave the standings, leagues you created are frozen for good, your memberships in other leagues end, and all your subscriptions end immediately.
Your predictions stay public with their text, points and verdicts, under “Deleted user”, and cannot be removed. We keep your username so that nobody else can take it, and the records we need to keep, such as payment records, moderation records and the logs of what the site did. The Privacy Policy lists exactly what stays.
We can close your account if you break these Terms, as described under “Suspension”. If we stop running the site, we will give notice as described under “Changes to these Terms”. If we close the site we will refund the unused part of any paid period.
16. Intellectual property
The site itself, including its name, design, software, rules text, scoring formulas, share images, and the statements and criteria that the site’s AI writes from your predictions, belongs to us or to our licensors. We give you a limited, revocable, non-transferable permission to use the site as these Terms allow. You may not copy the site’s software or design, scrape the site at scale, or use the site to train models or to build a competing dataset without our written permission. Linking to public pages and quoting a prediction with attribution are fine.
Other people’s content on the site is theirs. These Terms do not give you a licence to reuse it beyond what the site itself offers (viewing, sharing links and share images).
17. Copyright complaints
If you believe that content on the site infringes your copyright, write to support@zhanrushmanllc.com or to the postal address above with: your name, address and contact details; a description of the copyrighted work; the address (URL) of the content on the site; a statement that you believe in good faith that the use is not authorised by the copyright owner, their agent or the law; a statement, under penalty of perjury, that the information is accurate and that you are the owner or authorised to act for the owner; and your physical or electronic signature. We will review the complaint, may remove or hide the content, and may tell the person who posted it who complained. We may close the accounts of repeat infringers.
If your content was removed because of a complaint and you believe that was a mistake, write to us at the same address with your name, address and contact details, the address of the removed content, a statement under penalty of perjury that you believe in good faith it was removed by mistake or misidentification, and your consent to the jurisdiction of the courts in Collin County, Texas, USA.
18. Disclaimers
THE SITE IS PROVIDED “AS IS” AND “AS AVAILABLE”. TO THE EXTENT THE LAW ALLOWS, WE MAKE NO PROMISES ABOUT IT: NOT THAT IT WILL BE AVAILABLE WITHOUT INTERRUPTION, THAT IT WILL BE FREE OF ERRORS, THAT ANY ESTIMATE, VERDICT, SCORE OR RECORD IS CORRECT, OR THAT CONTENT ON THE SITE IS ACCURATE OR LAWFUL. AI MODELS CAN MISREAD SOURCES; A VERDICT IS THE SITE’S BEST READING OF PUBLIC INFORMATION, NOT A STATEMENT OF FACT.
WE DO NOT CHECK THE IDENTITY, EXPERTISE OR HONESTY OF PEOPLE ON THE SITE. YOU ARE RESPONSIBLE FOR YOUR OWN DECISIONS, INCLUDING ANYTHING YOU DO BECAUSE OF A PREDICTION OR RECORD YOU READ HERE. SOME LAWS DO NOT ALLOW SOME OF THESE DISCLAIMERS; WHERE THAT IS SO, THEY APPLY ONLY AS FAR AS THE LAW ALLOWS.
19. Liability
TO THE EXTENT THE LAW ALLOWS, WE ARE NOT LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE LOSS; FOR LOST PROFITS, DATA OR GOODWILL; OR FOR LOSS CAUSED BY CONTENT ON THE SITE, BY AN INCORRECT ESTIMATE, VERDICT OR SCORE, BY THE SERVICES OF OTHER COMPANIES, OR BY ANYTHING OUTSIDE OUR REASONABLE CONTROL.
TO THE EXTENT THE LAW ALLOWS, OUR TOTAL LIABILITY TO YOU FOR EVERYTHING ARISING OUT OF THE SITE OR THESE TERMS IS LIMITED TO THE GREATER OF US$100 AND THE AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM. THIS CAP DOES NOT APPLY WHERE THE LAW FORBIDS IT. NOTHING IN THESE TERMS LIMITS LIABILITY FOR DEATH OR PERSONAL INJURY CAUSED BY NEGLIGENCE, FRAUD, WILFUL MISCONDUCT, GROSS NEGLIGENCE, OR STATUTORY CONSUMER GUARANTEES OR DATA-PROTECTION RIGHTS, OR FOR ANYTHING THAT CANNOT BE LIMITED UNDER THE LAW THAT APPLIES TO YOU.
NOTHING IN THESE TERMS TAKES AWAY RIGHTS THAT YOU HAVE AS A CONSUMER UNDER THE MANDATORY LAW OF THE PLACE WHERE YOU LIVE.
20. Governing law and courts
These Terms are governed by the laws of the State of Texas, USA, without regard to its conflict-of-law rules. Disputes between you and us are heard in the state or federal courts located in Collin County, Texas, and you and we accept the jurisdiction of those courts. These Terms do not require arbitration and do not waive anyone’s right to bring or join a class action.
If you are a consumer, this choice of law and court does not deprive you of the protection of the mandatory consumer laws of the country or state where you live, or of your right to bring a claim in your local courts where those laws give you that right.
21. Changes to these Terms
We may change these Terms. For a material change, such as a new fee, a change to the refund rules, a new way we use content, or a change to the liability or governing-law sections, we will post a notice on the site and email every account with a verified email address at least 14 days before the change takes effect. Smaller changes, such as corrections and clarifications, take effect when posted. The version and date of the current Terms are shown at the top of this page.
If you do not agree with a change, delete your account before it takes effect or stop using the site. Using the site after a change takes effect means you accept it. Changes do not apply to a dispute that arose before them.
22. General terms
These Terms, together with the Privacy Policy and the Rules page, are the whole agreement between you and us about the site, and replace anything said earlier. The Rules page explains how the site works in more detail; changes to the Rules page follow “Changes to these Terms”.
Notices from us to you go to the email address on your account or appear on the site; notices from you to us go to the contact address below. We are not responsible for a delay or failure caused by something outside our reasonable control, such as a failure of a provider named above, an internet outage, a natural disaster or an act of a government.
These Terms are between you and us only; nobody else can enforce them. If any part of these Terms is found invalid, the rest stays in force. If we do not enforce a term in one case, we may still enforce it later. You may not transfer your account or this agreement to anyone else; we may transfer it to a company that takes over the site, and we will tell you if we do.
23. Contact
Zhan&Rushman LLC, doing business as MatrixBunny, 3901 Colwick Ct, Plano, TX 75023, USA. Email: support@zhanrushmanllc.com. Write to us in English or Chinese about these Terms, a moderation decision, a refund or withdrawal, a copyright complaint, or anything else about the site.